Unique Products for Unique Needs

Personal Lending Solutions

With one-on-one service and an understanding of your unique financial
situation, our experts can identify just the right product to solve your personal
lending needs.

Proven Lending Expertise

Reward Lines of Credit

  • Ready Reserve Line of Credit

    Get peace of mind with our personal overdraft line when unexpected financial decisions arise. Our Ready Reserve Line of Credit offers a $1,000 – $25,000 line of credit (subject to approval) to cover overdrafts or give you buying power.

  • Line of Credit for Individuals or Trusts

    Get funding for major expenses or keep money in reserve for a future purchase opportunity. Our Line of Credit for Individuals or Trusts offers a $25,000 – $350,000 line of credit (subject to approval) to give you buying power.

Contact any of our proven lending experts at 408-947-6900 or visit your local branch to learn more about our range of personal loan services.

For Your Latest Projects

Personal and Home Equity Lines of Credit

Use the money in your home to make renovations, take a special vacation, pay for your children’s tuition, buy a new vehicle or make investments. HBC offers home equity lines of credit with loan amounts starting at $50,000 with variable rates for one- to four-family residential homes.

We also offer owner-occupied, vacation/second home, and rental property products.

Please contact your local branch for more details on lines of credit. 

For Single-Family Homes

Construction Loans

Building your dream home? Our local professionals specialize in single-family home construction loans and will work with you and your builder from application through completion of your new home, handling all draws and inspections during construction.

For more information, please contact the Real Estate Industries Department at HBCconstruction@herbank.com.*

*Warning: email address is not secure and confidential information should never be emailed.