Zelle® is a fast, safe and free way to send money in our app.
Heritage Bank of Commerce and Zelle

Zelle® is a fast, safe and free1 way to send money to friends and family

Zelle® is available right from your online and mobile banking account and conveniently located in the same place where you pay your bills.

It is easy to get started. Simply log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, return to Bill Pay and select the "Send Money With Zelle®" tab.

Enroll in Zelle® and start sending and receiving money with friends and family!

How to start using Zelle®

  1. Enroll or log in to Bill Pay
  2. Select "Send Money With Zelle®"
  3. Accept Terms and Conditions
  4. Select your U.S. mobile number or email address and deposit account

That’s it! You’re ready to start sending and receiving money with Zelle®.

Using Zelle® is:

Fast

Send money directly from your account to theirs, typically in minutes3

Safe

Send and receive money with Zelle® right from Bill Pay online or our mobile banking app2

Easy

Send money using just their U.S. mobile number or email address

Free

There are no fees to send money with Zelle® from our online or mobile banking app1

Watch the video to learn more about Zelle®!

Frequently Asked Questions

What is Zelle®?

Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. 3 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.2

Who can I send money to with Zelle®?

You can send money to friends, family and others you trust.2

Since money is sent directly from your bank account to another person's bank account within minutes,3 it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

How do I enroll in Zelle®?

To start using Zelle® at Heritage Bank of Commerce, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by logging in to online banking or our mobile banking app. Locate the Payment Center tab and follow the instructions to complete the Bill Pay enrollment steps. Once enrolled in Bill Pay you can access “Send Money With Zelle®” tab in Bill Pay to complete a brief one-time enrollment to tell us which email address or U.S. mobile number and deposit account you would like to use to send and receive money with Zelle®.

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Don't have our mobile app?

Download it for free:

1 Mobile network carrier fees may apply.

2 Must have a bank account in the U.S. to use Zelle®.

3 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®.

4 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

Copyright © 2022 Heritage Bank of Commerce. All rights reserved. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Heritage Bank of Commerce
224 Airport Parkway
San Jose, California 95110
(408) 947-6900

Member FDIC. Equal Housing Lender