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Specialty Lending

We have dedicated bankers who have deep experience in specialty lending groups. Our team approach means you’ll always have access to lenders when you need it.

Asset Based Lending

Our solution-driven team of bankers have a long history of funding microcap, venture-backed, and private equity supported companies, nationwide. They have many years experience and they use that know-how when partnering with companies who want to grow their business and we help position them to meet their financial goals.

  • Working Capital and Inventory
  • Purchase Equipment
  • Refinance Existing Business Debt

Lending Products Include:

Revolving Line of Credit

Designed to leverage your accounts receivable and inventory – Get access to the funds you need for current cash flow needs and future growth.

Term Loan Financing

Designed to help with equipment purchases or refinance existing debt.

For more information, please contact the Corporate Finance Department at 408-947-6900 


Our subsidiary, Bay View Funding, located in Santa Clara, CA is an expert in the factoring industry.

  • Invoice factoring company with three decades of experience
  • Extensive knowledge in a wide range of industry solutions
  • Passionate customer service and support
  • Dedicated industry experts handling your accounts
  • Factoring facilities up to $15 million


Small Business Administration

Trust our extensive SBA experience and tenured lending group to make the loan process easy. We offer you personalized, proven expertise and flexible loans. Partnering with the SBA, we offer lending solutions that typically have longer terms and a lower down payment than what is available with a traditional commercial loan. Go to SBA and USDA to learn more about the government’s programs.

For more information, please contact the SBA Lending Department at 866-581-6479 who will connect you with your local SBA expert.


Construction & Land Loans

Acquisition Land Loans

Purchase land for future commercial or residential development.

Single-Family Residence Owner Occupied

Build your own home.

Single-Family Construction Loans for Developers

Finance the acquisition and construction of your single-family project.

Permanent Loans

Long-term commercial mortgages are available to refinance your existing mortgage or to acquire new properties.

Commercial Construction Loans

Finance the acquisition and construction of your commercial project. Loans for both owner-occupied projects and for-lease properties are available

For more information, please contact the Corporate Finance Department at 408-947-6900 who will connect to an Construction Lending expert

Homeowner Association Lending

Once a project is identified, our HOA lenders will become part of your team. With our financial “pre-view” service, we can help formulate a plan for the funding of the entire project to include special assessment financing.

Learn more about HOA services

Dental / Veterinarian

Experience is key. Our team has extensive experience creating lending packages that make the most sense for your dental or veterinarian practice.

Learn more about Dental/Veterinarian services